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$14,000,000 CONTRUCTION ACCIDENT (in 289 Days) / George Goldberg
$8,700,000 TRUCKING ACCIDENT (in 270 Days) / George Goldberg
$4,500,000 CAR ACCIDENT (in 215 Days) / George Goldberg & James Loren
$2,500,000 Pedestrian Accident (in 193 Days) / James Loren
$14,000,000 CONTRUCTION ACCIDENT (in 289 Days) / George Goldberg
$8,700,000 TRUCKING ACCIDENT (in 270 Days) / George Goldberg
$4,500,000 CAR ACCIDENT (in 215 Days) / George Goldberg & James Loren
$2,500,000 Pedestrian Accident (in 193 Days) / James Loren
100% FREE CONSULTATION
Open 24/7 - 365

Injured in an Accident?

Houston Personal Injury Lawyer

We can help you get the compensation you deserve.

Personal Injury Attorneys in Houston

A single Houston crash can flip your life upside down in seconds. One moment you’re driving home on I-10, and the next you’re staring at a wrecked car and a stack of medical bills. If you’re searching for a personal injury lawyer who fights for you, you’re in the right place.

Harris County records more traffic crashes and fatalities than any other county in Texas year after year, according to the Texas Department of Transportation.

Confusion after a wreck is normal, but waiting to act is not. Goldberg & Loren brings decades of experience to injured Houstonians who want real answers instead of the runaround.

Every case starts with a free consultation, and you pay nothing unless we win. Call (512) 254-4424 to find out what your case is worth.

Our Houston Personal Injury Lawyer

Matthew Kotzen

Reviewed by Matthew Kotzen

Personal Injury Attorney · Member, State Bar of Texas · Reviewed August 10, 2026

A former insurance-defense trial attorney, Matthew Kotzen spent the early part of his career representing insurance companies before switching sides to fight for injured people. He earned his J.D. from the Walter F. George School of Law at Mercer University and has represented thousands of injury victims. He is a Lifetime Member of Best Attorneys of America, was named to the Top 100 Civil Plaintiff Attorneys by The National Trial Lawyers, and is admitted to the State Bar of Texas.

“I spent years building cases for insurance companies. Now I use that same playbook to make sure they pay what they actually owe.”

Read Matthew Kotzen’s full profile →

Goldberg & Loren Fights for Maximum Compensation

Martindale-Hubbell Distinguished Rating 2025
Martindale-Hubbell Client Champion Gold 2025

Pay Nothing, Unless We Win

20,000+
Cases handled
$550M+
Recovered for clients
Since 1994
Serving injured people
$0
Fee unless we win

Why You Need a Lawyer After a Serious Houston Crash

A serious crash changes everything in an instant. Medical bills pile up fast, your car sits in a shop, and your paycheck stops while you’re recovering at home. Insurance adjusters know this, and some use your stress against you to settle for cheap. Fear of cost stops most people from calling early, along with the belief the insurer will do right by them, but that belief rarely holds up once the paperwork starts.

How Insurance Companies Try to Shift Blame

Insurance companies protect their profits first, not your recovery. Adjusters ask leading questions designed to get you to admit partial fault, even when the other driver clearly caused the crash. A recorded statement given one day after your wreck can get twisted into evidence against you later. Some adjusters even argue you made your own injuries worse by delaying medical treatment.

How Early Legal Help Protects Your Injury Claim

Evidence disappears fast after a crash. Traffic camera footage gets overwritten, skid marks fade within days, and witnesses move on with their lives. An attorney who steps in early can send preservation letters, photograph the scene, and track down witnesses while memories stay fresh. Waiting even a few weeks can cost you proof you’ll never get back.

Early legal help also stops insurance companies from pressuring you into a quick, lowball settlement. Your legal team can step in immediately to handle phone calls, paperwork, and deadlines so you can focus on healing.

The Types of Cases We Handle

Houston’s freeways, rail yards, and industrial plants create a wide range of accident risks, and the type of case you have shapes everything, from which insurance policies apply to how long you have to file. Our attorneys handle everything from routine fender benders to catastrophic industrial explosions:

  • Car and auto accidents on Houston freeways and surface streets
  • Truck and 18-wheeler collisions involving commercial carriers
  • Motorcycle accidents caused by distracted or negligent drivers
  • Pedestrian and bicycle accidents near busy intersections
  • Rideshare accidents involving Uber and Lyft drivers
  • Oilfield, refinery, and industrial accidents at area facilities
  • Wrongful death claims after fatal Houston accidents

Car & Auto Accidents

Car accidents remain the most common injury claim our firm handles across Houston, where rush hour on Loop 610 and Beltway 8 packs thousands of vehicles into tight lanes and a distracted driver at a red light can total a car in seconds. Rear-end collisions, T-bone crashes, and multi-car pileups all fall here, and they involve more complexity than most people expect: multiple policies can apply when a rental, company vehicle, or rideshare driver is involved, and adjusters look for any reason to shift blame onto you.

Your attorney reviews police reports, camera footage, and witness statements to build a claim insurers can’t easily dispute.

Truck & 18-Wheeler Accidents

Trucking accidents cause some of the most severe injuries we see in Houston. Highways like I-45 and the corridor covering US-59 and I-69 carry constant freight in and out of the city’s ports, and a loaded 18-wheeler that jackknifes or rear-ends a passenger car can cause catastrophic harm in an instant.

These cases involve more than the driver: trucking companies, cargo loaders, and even parts manufacturers can share liability, and federal regulations governing driver hours, maintenance, and cargo weight often produce the violations that win the case.

Motorcycle Accidents

Motorcycle riders face serious danger from drivers who don’t look twice before turning; a car turning left without checking oncoming traffic can strike a rider who has almost no protection, and these left-turn crashes are especially common at Houston’s wide intersections.

Houston’s wide intersections. Insurance companies frequently blame riders for crashes drivers actually caused, so a skilled attorney pushes back against that bias using camera footage, crash reconstruction, and witness accounts.

Pedestrian & Bicycle Accidents

Pedestrians and cyclists have almost no protection when a vehicle strikes them, and drivers rushing through crosswalks or turning right on red often fail to check for people on foot or on a bike, causing severe head injuries, spinal damage, and broken bones.

Because they rarely carry their own auto insurance, these claims often depend entirely on the at-fault driver’s policy, and since drivers frequently claim the pedestrian appeared out of nowhere, our attorneys work with reconstruction experts to show exactly how the crash happened, evidence that often decides a disputed claim.

Rideshare (Uber & Lyft) Accidents

Rideshare accidents create legal challenges traditional claims don’t involve. When an Uber or Lyft driver causes a crash, coverage depends on the driver’s status in the app, whether they were waiting for a request, driving to a pickup, or transporting a passenger.

Sorting out which policy pays requires an attorney who understands how these companies structure coverage and often try to shift blame onto the driver’s personal insurance, so the right legal team identifies every applicable policy and pursues the maximum available.

Oilfield, Refinery & Industrial Accidents

Houston’s position along the Houston Ship Channel makes it one of the largest industrial hubs in the country, where refinery explosions, pipeline failures, and equipment malfunctions can cause devastating burns, amputations, and fatal injuries to workers and nearby residents.

These claims often involve large corporations with teams of lawyers working to limit what victims recover, but safety records, maintenance logs, and inspection reports frequently reveal ignored warning signs, and our attorneys dig into that documentation to hold negligent companies accountable.

Wrongful Death Claims

Losing a family member in a preventable accident is devastating. Texas law allows a surviving spouse, children, and parents to pursue a wrongful death claim against the at-fault party, recovering funeral costs, lost financial support, and compensation for the loss of companionship and guidance.

We handle these claims with the seriousness they deserve, working to uncover exactly what happened, whether a distracted truck driver, a negligent property owner, or an unsafe industrial site.

How We Prove Fault After a Crash

Winning an injury claim comes down to proof. Texas law requires you to show the other party acted carelessly and that carelessness caused your injuries. Strong cases combine physical evidence, official reports, and expert testimony into one clear story, and the sooner an attorney starts collecting that proof, before it disappears, the stronger your claim becomes.

Evidence That Wins Injury Claims

Police reports establish an official record of the scene, traffic and surveillance footage from nearby businesses can capture the crash as it occurred, and medical records connect your injuries directly to the accident, a link insurance companies constantly try to question:

  • Police accident reports and responding officer statements
  • Traffic camera and nearby surveillance footage
  • Photographs of the crash scene and vehicle damage
  • Medical records connecting injuries directly to the accident
  • Witness statements from people who saw the crash happen
  • Accident reconstruction and expert testimony when needed

How Texas Comparative Fault Law Affects Your Case

Texas follows a rule called modified comparative responsibility, often called the “51% bar.” In plain English, you can still recover compensation as long as you are not more than 50 percent at fault for the crash. If you’re found 30 percent at fault, your compensation gets reduced by that same 30 percent. Once your share of the blame passes 50 percent, though, Texas law bars you from recovering anything at all.

Insurance companies know this rule well and use it constantly, trying to assign you a bigger share of fault than you deserve to shrink their payout. A knowledgeable attorney pushes back on those inflated numbers with evidence to keep your percentage as low as the facts support.

What Compensation Can You Recover?

Compensation should cover more than your immediate medical bills. Texas law allows injured victims to pursue both economic damages (medical care, lost wages) and non-economic damages (pain, emotional distress, and the ways an injury reshapes daily life). What your claim is worth depends on the severity of your injuries and how they affect your ability to work now and in the future, so a thorough legal team builds a claim that reflects the full impact, not simply your first hospital bill.

Medical Bills and Future Treatment Costs

Serious injuries rarely end the day you leave the hospital. Many Houston accident victims need ongoing treatment at facilities like the Texas Medical Center, from surgery to long-term rehabilitation. A good attorney works with medical experts to calculate future treatment costs, not simply the bills already on your kitchen table, because settling too early often means paying for future care yourself.

Lost Income and Reduced Earning Ability

An injury that keeps you out of work creates financial pressure fast. Lost income covers every paycheck you miss while you recover, and when an injury permanently limits the type of work you can do, Texas law also allows you to pursue reduced earning capacity, a number that often matters more to your future than any other part of your claim. A skilled attorney accounts for that lifelong income gap.

Pain, Suffering, and Long-Term Damages

Not every cost from an accident shows up on a bill. Pain and suffering compensation accounts for physical pain, emotional distress, and the loss of enjoyment of everyday life, while long-term damages address permanent limitations, scarring, and the effect on your daily routine. Insurance companies routinely undervalue these losses because there’s no simple invoice attached, so we build them into every claim using medical records, expert opinions, and your own account of how the injury changed your life.

What Deadlines Do Houston Personal Injury Lawyers Watch Under Texas Law

Deadlines That Apply Under Texas Law

Texas law puts a strict clock on personal injury claims. Miss the deadline, and courts will almost always throw out your case, no matter how strong the evidence, with very few exceptions available. Understanding your timeline early gives your attorney room to investigate, negotiate, and build your case without rushing at the last minute.

The Two-Year Texas Statute of Limitations

Texas gives injured victims two years from the date of the accident to file a personal injury lawsuit, covering car, truck, motorcycle, and most other injury claims across Harris County. Certain exceptions can change it, such as claims involving a minor (which can pause the clock) or a government entity (which can impose a much shorter notice deadline, sometimes just months).

Those exceptions are narrow, so never assume extra time applies. Filing after the deadline almost always means losing your right to compensation permanently, which is why speaking with an attorney early protects your right to recover anything at all.

Those exceptions are narrow, so never assume extra time applies. Filing after the deadline almost always means losing your right to compensation permanently, which is why speaking with an attorney early protects your right to recover anything at all.

How Long Do You Have to Report a Crash in Texas?

Reporting a crash and filing a lawsuit are two very different deadlines, and the reporting one is far shorter. Under Texas law, if anyone is injured or killed, or a vehicle is too damaged to be driven away safely, the drivers involved must notify police immediately, by the quickest means available, not days later (Tex. Transp. Code § 550.026). You also have to stop at the scene, give your name, address, and insurance information, and help anyone who is hurt (§§ 550.021–550.023). Leaving the scene of an injury crash is a serious crime in Texas, not a paperwork issue.

You may have heard that you have “ten days to file a crash report.” That ten-day deadline actually belongs to the investigating police officer, who must send the official crash report to the Texas Department of Transportation within ten days when a wreck causes injury, death, or at least $1,000 in property damage (§ 550.062). Your job is to report the crash to police right away, then notify your own insurer promptly; reporting quickly creates the official record that protects your claim later.

If your crash happened inside Houston city limits, you can get a copy of your official crash report from the HPD Records Division at 1200 Travis Street, Houston, TX 77002 (713-308-8500), or order it online through TxDOT. That report is one of the first things your attorney will pull; if you’re not sure how to get it, call us at (512) 254-4424.

Why Waiting Hurts Your Claim

Two years might sound like plenty of time, but evidence doesn’t wait around for you. Witnesses move away, memories fade, and surveillance footage gets deleted within days or weeks. Insurance companies also use delay to their advantage, hoping you’ll miss deadlines or accept a quick, low settlement out of frustration.

Call Houston Personal Injury Lawyers at Goldberg and Loren Today

Questions People Ask Us Most

Every injured client walks in with questions, and that’s completely normal. Our attorneys answer the questions below honestly during a free consultation, without pressure and without confusing legal jargon.

Most personal injury lawyers, including our firm, work on contingency fees. That means you pay nothing upfront, and you pay nothing at all unless your attorney wins your case. Legal fees come directly out of the final settlement or verdict, never out of your own pocket along the way. This arrangement lets injured victims get quality legal help no matter their financial situation.

No honest attorney can give you an exact number during your first phone call. Case value depends on your medical treatment, lost income, the severity of your injuries, and how clearly the evidence shows fault. A minor fender bender with soft tissue injuries settles very differently than a catastrophic truck accident case. A free consultation gives you a realistic, honest assessment based on your specific accident.

Seek medical attention first, even if your injuries feel minor at the time of the crash. Adrenaline hides pain, and some injuries don't show symptoms for days afterward. Report the accident to police, take photos of the scene, and gather contact information from any witnesses nearby. Then call a personal injury lawyer before you speak with any insurance adjuster.

Avoid posting about your accident on social media, and never sign paperwork from an insurer without legal review first. Our team is available 24/7 to answer your call the moment something happens.

For a life-threatening injury, ask to be taken to a Level I trauma center, the highest level of emergency care available. In Houston, that includes Memorial Hermann–Texas Medical Center and Ben Taub Hospital, both verified Level I trauma centers equipped for the most severe crash and fall injuries around the clock. After the emergency, keep following up with your treating doctors; consistent local treatment documents your injuries in one connected medical record, exactly the proof insurance companies find hardest to dispute.

Yes, but only in limited situations, and the deadlines are far shorter than a normal injury claim. Under the Texas Tort Claims Act, you generally must give the government entity formal written notice of your claim within six months of the incident (Tex. Civ. Prac. & Rem. Code § 101.101), and some city charters require notice even sooner, a fraction of the two-year window that applies to most private claims. For a road issue on a state highway, the responsible agency may be the Texas Department of Transportation. Because these rules are strict and easy to miss, talk to an attorney immediately if a public road, sidewalk, or property may have caused your injury.

We help injured clients throughout the greater Houston area, not just inside the city limits, including the suburbs across Harris County and neighboring Fort Bend and Montgomery counties, covering Katy, Sugar Land, The Woodlands, Pasadena, Pearland, and Cypress. The county where your crash happened can affect which court hears your case, and our attorneys handle those local differences for you.

Talk to a Houston Personal Injury Lawyer Today

You didn’t cause this crash, so you shouldn’t have to fight the insurance company alone. A personal injury lawyer levels the playing field the moment you make the call, and Goldberg & Loren brings decades of experience to injured victims across Harris County. Every case starts with a free consultation and zero pressure, at no cost and no fee unless we win. Waiting only helps the insurer, so the right attorney can start protecting your claim within minutes of your first call.

Goldberg & Loren

211 Ranch Rd 620 S, Suite #230
Lakeway, TX 78734
(512) 254-4424

Legal Sources & References

The Texas laws described on this page are cited to the official statutes published by the Texas Legislature and were last reviewed on August 10, 2026.
Attorney Matthew Kotzen

The insurance company has a team working to pay you as little as possible from the moment you're hurt. My job is to level that fight, and in Houston, I've spent my career doing exactly that for injured people and their families.

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