Injured in an Accident?
Texas Personal Injury & Accident Lawyers
We can help you get the compensation you deserve.
Texas Personal Injury Lawyers
If you were hurt by someone else’s carelessness anywhere in Texas, a personal injury lawyer at Goldberg & Loren can take on the insurance company, protect the evidence, and pursue the full value of your claim — and you pay nothing unless we win. We have recovered more than $550 million for injured clients since 1994, and we handle cases from Houston and Dallas to Austin, San Antonio, Fort Worth, El Paso, and the Permian Basin.
Here is the short version of Texas law: you generally have two years to file an injury lawsuit (Tex. Civ. Prac. & Rem. Code § 16.003), your recovery is reduced by your share of fault and disappears if you are more than 50% at fault (§§ 33.001, 33.012), and the evidence that decides your case starts vanishing within days. The sooner a lawyer starts, the more control you keep over your claim.
Our Statewide Texas Personal Injury Attorney
Matthew Kotzen
A former insurance-defense trial attorney, Matthew Kotzen spent the early part of his career representing insurance companies before switching sides to fight for injured people. He earned his J.D. from the Walter F. George School of Law at Mercer University, is a Lifetime Member of Best Attorneys of America, and is admitted to the State Bar of Texas.
Texas Injury Law at a Glance
| Deadline to file a lawsuit | Two years from the date of the injury (wrongful death: two years from the date of death).Tex. Civ. Prac. & Rem. Code § 16.003 |
| Fault Rule | Modified comparative responsibility ("51% bar"): you recover only if you are 50% or less at fault, and your award is reduced by your share. §§ 33.001, 33.012 |
| Reporting the crash | Notify police immediately when there is injury, death, or a vehicle that cannot be driven away safely. Tex. Transp. Code § 550.026 |
| Who can bring a wrongful death claim | The surviving spouse, children, or parents of the person who died. Tex. Civ. Prac. & Rem. Code § 71.004 |
| Punitive (exemplary) damages | Available only on clear and convincing evidence of gross negligence, malice, or fraud. Tex. Civ. Prac. & Rem. Code § 41.003 |
Goldberg & Loren Fights for Maximum Compensation
Pay Nothing, Unless We Win
Texas Injury by the Numbers
Texas roads are among the deadliest in the country, and the data shows why acting fast matters. Texas has not had a single day without a traffic death since November 7, 2000 — a streak the Texas Department of Transportation tracks through its #EndTheStreakTX campaign, with nearly 65,000 people killed on Texas roadways over that span.
- 557 motorcyclists were killed and 2,468 seriously injured on Texas roads in 2025 (TxDOT).
- In 2024, nearly 79,000 crashes and 1,023 deaths occurred in Texas’s five major energy regions — about one in four of the state’s traffic fatalities (TxDOT).
Behind each number is a family facing medical bills, lost income, and an insurance company already working to pay as little as possible. That is where an experienced lawyer changes the outcome.
Injury Cases We Handle in Texas
Texas roads, worksites, and properties produce a wide range of injury claims, and each type turns on its own evidence, insurance, and deadlines. Our team handles the full range statewide:
What Compensation Can You Recover in Texas?
Texas lets injured people recover two broad categories of damages. Economic damages cover measurable losses — medical bills (past and future), lost wages, reduced earning capacity, and property damage. Non-economic damages cover the human cost — physical pain, mental anguish, disfigurement, physical impairment, and loss of enjoyment of life (Tex. Civ. Prac. & Rem. Code § 41.001).
Unlike a handful of other states, Texas places no general cap on pain-and-suffering damages in an ordinary injury case — the well-known Texas caps apply to medical-malpractice claims and to claims against government entities, not to a standard car or truck crash. Where a defendant’s conduct rises to gross negligence, Texas also allows exemplary (punitive) damages on clear and convincing proof (§ 41.003).
The Two-Year Deadline and the Exceptions That Trip People Up
The core rule is simple: you generally have two years from the date of injury to file suit in Texas (Tex. Civ. Prac. & Rem. Code § 16.003). Miss it and the court will almost always dismiss the case, no matter how strong the evidence. But three exceptions catch people off guard:
- Injured minors. For a child, the two-year clock is paused until they turn 18 — time spent under a legal disability is not counted (§ 16.001).
- Government defendants. If a city, county, transit authority, or other government unit is involved, you must give written notice within six months (sometimes less by city charter) or lose the claim — even though the two-year suit deadline still applies (§ 101.101).
- The discovery rule. In limited cases where an injury could not reasonably have been discovered at once, the clock may start later — but this is narrow, and you should never count on it.
Texas Minimum Auto Insurance and Why It Runs Out
Texas requires drivers to carry only minimum liability limits of 30/60/25 — $30,000 per injured person, $60,000 per crash, and $25,000 for property damage (Tex. Transp. Code § 601.072). A single serious injury can blow past those limits before the first surgery is paid. That is why we hunt for every available policy: the at-fault driver’s coverage, any employer or commercial policy, and your own uninsured/underinsured motorist (UM/UIM) and personal injury protection (PIP) coverage, which Texas insurers are required to offer you.
Table of Contents
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Texas Personal Injury Lawyers
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Texas Injury Law at a Glance
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Texas Injury by the Numbers
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Injury Cases We Handle in Texas
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What Compensation Can You Recover in Texas?
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The Two-Year Deadline and the Exceptions That Trip People Up
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What Your Case Could Be Worth
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Why Injured Texans Choose Goldberg & Loren
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What to Do After an Accident in Texas
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The Questions Most Texans Ask in Personal Injury
Texas Practice Areas
The Texas Injury Claim Process, Step by Step
Most Texas injury claims follow the same arc, even when the timeline varies:
Investigation and evidence preservation
crash reports, camera footage, vehicle data, and witness statements secured before they disappear.
Medical treatment
you focus on recovery while we document every injury and cost.
Demand
once your treatment stabilizes, we present the insurer a documented demand for the full value of your losses.
Negotiation
most cases resolve here, once the evidence makes the claim expensive to fight.
Filing suit and discovery
if the insurer will not pay fairly, we file before the deadline and force disclosure of the records they would rather keep hidden.
Settlement or trial
the majority settle, but we prepare every case as if it will be tried, because that is what moves the number.
Mistakes That Shrink Texas Injury Claims
- Giving a recorded statement to the other driver’s insurer before talking to a lawyer.
- Gaps in medical treatment — an adjuster treats a delay as proof you were not really hurt.
- Posting on social media — a single photo can be used to dispute your injuries.
- Accepting the first offer — early offers are almost always below the claim’s real value.
- Waiting too long — evidence fades and the two-year deadline can close the door for good.
Cities We Serve Across Texas
We work statewide, but local knowledge matters — each city page covers the roads, hospitals, and courts where your case will actually play out:
Why Injured Texans Choose Goldberg & Loren
We have spent decades on both sides of the insurance fight. Our attorneys know how carriers value claims because they used to build those defenses — and now they use that playbook for injured people instead. Every case starts with a free consultation, runs on a contingency fee (no fee unless we win), and gets the same urgency whether it is a rear-end wreck in Austin or a catastrophic truck crash on I-45.
Texas Injury Questions People Ask
Legal Sources & References
The Texas laws described on this page are cited to the official statutes published by the Texas Legislature and were last reviewed on August 1, 2026.
- Statute of limitations — Tex. Civ. Prac. & Rem. Code § 16.003
- Comparative responsibility & reduction — §§ 33.001, 33.012
- Wrongful death & survival — §§ 71.004, 71.021
- Exemplary (punitive) damages — § 41.003
- Duty to report a crash — Tex. Transp. Code §§ 550.021–550.026
- Legal-disability tolling (minors) — Tex. Civ. Prac. & Rem. Code § 16.001
- Damages definitions & exemplary standard — Tex. Civ. Prac. & Rem. Code §§ 41.001, 41.003
- Minimum auto liability (30/60/25) — Tex. Transp. Code § 601.072
- Texas crash data — TxDOT crash statistics, #EndTheStreakTX
Goldberg & Loren
211 Ranch Rd 620 S, Suite #230
Lakeway, TX 78734
(512) 254-4424
I spent years helping insurance companies pay less. Now I make sure they pay you what your injury is actually worth.